Bonds

In 2022, savers created 3.6 million accounts at TreasuryDirect.gov, a website where investors can buy a range of savings bonds and Treasury securities from the ...

Be sure you’re comfortable with tying up some of your funds in an I bond. 28 of that year would earn a composite rate of 9.62% for the first six months after the date of issue. Though these bonds are offering attractive yields and are deemed risk-free, investors should be aware that their yield may not keep pace with inflation. In 2022, savers created 3.6 million accounts at TreasuryDirect.gov, a website where investors can buy a range of savings bonds and Treasury securities from the U.S. The inversion in the yield curve – an event in which yields on near-dated bonds are higher than long-dated issues – has also made Treasury bills especially promising. The Federal Reserve’s rate hiking campaign, which began a year ago, spurred a rise in bond yields. [](https://nnn.ng/hausa/#=alfijir hausa) [](https://nnn.ng/i/#=bitly link shortner) 1, 2022, and April 30, 2023, have a rate of 6.89% — which is still attractive, even if it’s lower than last year’s bonanza. First, savers turned toward Series I savings bonds, an inflation-protected and largely risk-free asset that’s issued by the federal government. Two-year notes are auctioned monthly and 10-year Treasurys are auctioned every quarter. That’s up about fivefold from 2021, when investors opened 689,369 accounts on the Four-week, 8-week, 13-week and 26-week T-bills are auctioned every week.